A friendly opening hole. Wide fairway, forgiving green. Set the tone early. Matt/Zolla: Birdie chance. Grip it and rip it. Joey gets 2 strokes here — you need to match his net par at minimum. A birdie gives you a head start before Joey's handicap kicks in on harder holes.

One of the toughest par 4s on the course. Long hitters still need a mid-iron in. Matt: Bogey 5 is fine. Joey's 2 strokes make this effectively a par 6 for him — but at 480 yards, Joey can easily make 8+. Last round, Joey scored 7 on a long par 4. Let the hole do the damage. Zolla: Daniel gets a stroke here. Don't give away more than bogey. Daniel averaged +4.5 on long par 4s in the last round (holes 12, 17 on St. Andrews).

A mid-length par 4 with a tricky multi-tiered green. Being on the wrong tier means a three-putt. Matt/Zolla: Aim for the center of the green regardless of pin. Two putts from the middle is a par. Matt made double on this type (hole 12) last round — the green complexity bites. Stay center.

First par 5 — the best birdie opportunity on the back 9. The creek is in play for the second shot lay-up decision. This is a critical swing hole. Matt's par-5 record: bogey-bogey on the last par-35 round, but that was a different layout. Zolla birdied a par 5 two rounds ago — his length is an asset here. Matt: Joey gets 2 strokes, making this a net par 7 for him. Even if Joey makes 8, that's net 6 (bogey). You NEED birdie here to gain ground. Lay up smart, pitch close, drain the putt. Zolla: Daniel gets a stroke. A birdie for you vs Daniel's likely bogey/double = 2-3 stroke net swing on one hole.

Short and gettable. A well-placed drive leaves a wedge in. Matt/Zolla: Another birdie hole. With short irons in hand, this is where single-digit handicaps separate from the field. Matt makes 0.4 birdies/rd — if one is coming tonight, this is the spot. Zolla's 1.2 birdies/rd makes him the favorite to cash in.

Long par 3 over water. The bail-out left is a deep bunker. Short is wet. Matt: Joey gets 2 strokes — net par 5. Even if Joey dumps one in the water and makes 6, that's only net 4 (bogey). You need par at minimum. Club up and aim center-left. You birdied a par 3 two rounds ago (hole 13 at St. Andrews) — your short iron game is capable. Zolla: Daniel gets a stroke. Par here is a win. Don't go flag hunting near the water.

The signature hole. Lake Hazeltine runs the entire left side from tee to green. The green tilts toward the water. OB right through the trees. This hole eats high-handicappers alive. Joey and Daniel will face enormous pressure with water in play on every shot. Joey's triple-bogey-or-worse rate is 6.2 per round — this is one of those holes. Matt: Play for the right-center of the fairway. Bogey is acceptable. Let Joey deal with the water. Zolla: Same plan. Daniel gets a stroke, but if he hits it in the lake, that stroke disappears fast. Your 0.3 triples/rd vs Daniel's 2.2 is the edge.

The second par 3. Bunkers surround a narrow, sloping green. Par is a good score. Matt/Zolla: Aim fat part of the green. Two putts. Move on to 18 with the scorecard intact. Both Attardos struggled with par 3s last round — Daniel made bogey-bogey, Joey had par on one but blew up elsewhere. The par 3s are where discipline pays off.

The finishing hole wraps around Lake Hazeltine. Water threatens the second shot and approach. The green slopes toward the lake — anything right is wet. This is where matches are decided. A par 5 with water = high risk/reward. Matt: If the match is tight, lay up and pitch on. Birdie is nice but bogey with water in play is a disaster. Joey gets 2 strokes (net 7) — even his likely 8-9 is only net 6-7. You need par. Zolla: Daniel gets a stroke. A par for you vs Daniel's likely bogey or worse = net win on the final hole. Don't get greedy near the water. Play for par and let Daniel face the pressure.